What is the Apple Pay application, what is it for and how does it work? - Complete guide

What is Apple Pay and how does it work?

What is the Apple Pay application, what is it for and how does it work? Well, as mentioned above, Apple Pay is an Apple system that allows you to make purchases and pay more easily and quickly.

In addition, it allows you to make purchases within an application, you just have to enter the application, for example, in the Target app and simply using Touch ID you can cancel the purchase you have made.



Now this system is available for iPhone, iPad or Apple Watch. In the case of the iPhone, you can use Apple Pay only if you have an iPhone 6 or a later version.


In addition, this system is fully compatible with most credit card providers and two, such as Mastercard, Visa and American Express. But based on the country you are in, you can check which banks are authorized.

 

What is the Apple Pay application, what is it for and how does it work? - Complete guide

Apple Pay is currently available in 40 countries, including Canada, the United Kingdom, the United States, Russia, China, Singapore, Taiwan, Hong Kong, the United Arab Emirates and New Zealand.

Add your cards to Apple Pay

The first thing you should do to start using Apple Pay is add your credit and debit cards, so if you have an iPhone what you should do is the following:

Go up "Wallet" and click on the "+" the blue icon that you will see in the upper right part of the screen. Then, click on the option " Wallet and Apple Pay “, On the next page you will be asked to add each of your credit or debit card details.



In this option you can use the camera to take a screenshot of your credit or debit card and then complete the rest of the required information.


Wait for your bank to verify your information, so it is possible that you will receive a code via a text message to enter it in the system, or you must call the bank to verify the information.

Once your credit or debit card has been verified, the option " NEXT “, Click on it and that's it, you can start using Apple Pay.

 

What is the Apple Pay application, what is it for and how does it work? - Complete guide

How to make a payment via Apple Pay?

To use Apple Pay, you need to use the closest NFC antenna in addition to Touch ID or Face ID. Depending on the iPhone you are using, it will be the usage procedure. On the other hand, each of the transactions made must be authorized by Touch ID, your password or Face ID.

If your iPhone uses Touch ID, you need to double-tap the Touch ID Home button and hold the screen with your finger until you see the “Hold Close to Reader” message. In case your fingerprint is not recognized, click on " Pay with password ".



Now, if your iPhone is using Face ID, you need to double tap the "Sleep / Wake" option which is on the right side of the phone when start Apple Pay.

You must authorize via Face ID or you can also choose the “Pay with password” option in case your face is not recognized.


Next, once your iPhone displays the "Keep reader close" message, it is time for you to take your mobile phone to one of the contactless terminals to make the payment, which you will know has been made effective when you feel a small vibration on the phone.

In "wallet" App, a receipt will be recorded which will serve as proof of the latest payments made through Apple Pay.

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