Keeping track of your personal finances is more important than many people think. If you have a good one financial education, you will be able to better control your expenses, know when save and invest and of course know how manage your money.
For this, there are several tools that make this process much easier, so we present 8 good apps to follow and fit on a budget, this way you can manage your money effectively.
8 good apps to follow and stick to a budget
8 applications to manage your personal finances
- Buxfer
- Credit Karma
- figure
- mint
- You need a budget (YNAB)
- Accounting register
- Money manager
- Expense control
Le personal finance management applications, are complete and functional tools that make managing your money simple. This way you will be able to use your income correctly and effectively control your expenses.
within the Google Play Store you will find hundreds of applications that will help you manage your money. However, these are the ones we consider the most complete, as well as being very easy to use.
Buxfer
Buxfer, an effective digital tool to control economic spending
If you are looking for one digital tool that help you keep the control of your finances and respect a budget, Buxfer is between best alternatives that you will find. It is an accounting application easy, comfortable and powerful that will help you manage your money in effective way.
Schedule your payments, manage your income and expenses, monitor your bank accounts and your future budget in one place. Thanks to an interface very intuitive and friendly, you can know your financial situation and keep track of your budget and investments through graphs and tables.
It has a free version, which is very comprehensive for most users, although if you want more advanced options, you can go to the premium version (PILOT, MORE, PRO) and get more out of it.
Credit Karma
Credit Karma - Free credit reports and scores
Credit Karma goes further a financial application, in fact, it is focused on yours financial security, since it is responsible for the monitoring and supervision of any breaches of your data that may be generated online.
This way, you will be able to know if anyone tries to steal your identity to carry out a fraudulent procedure. What's more. One aspect to highlight is that it has a section dedicated to financial aid, where you will find information of great value, especially these days.
It may not help you schedule your payments, generate budget or maybe keep track of the movements of savings accounts, but for what it offers (which is not cheap), it is worth having it on your mobile.
figure
Digit: save money, pay off debts, invest easily
For you who are saving with a goal, Digit is the perfect application for you. And if you just want to start saving, but don't know how to take the first step, it's ideal for you too.
Digit is a platform that will help you save money, but not in the way we all know, but it helps you achieve it through goals. To do this, it will monitor your expenses and estimate How much can you save simply by linking it to your bank account, automatically saving your money in one or more goals.
However, a very important point is that they have a savings bonus of 0,10% of the total amount for every 3 months of savings you have, so if you set yourself long-term goals, it can be very useful.
mint
Mint - Budget, Invoice, Finance and Tax Refund Tracker
Another of the best apps for monitor and adhere to a budget è Mint. Is one super complete tool which will help you set savings goals, schedule the payment of your debts, track your bills and find out what your spending trend is, show your credit score and even suggest ways to save money.
You will simply have to assign a monthly budget at various expenses, that is, to all those that are a priority for you (and not so much). This way the application will generate a bar of state that it will change from green to red as the budget established runs out.
To be a free application, it's a lot complete and useful for those looking for a little bit of order in their finances. While it's not easy to use the first time, it doesn't take long to start taking advantage of it.
You need a budget (YNAB)
Even if it seems a little absurd, "You need a budget". Yes, as you read it, and this is the premise of the application: you have to assign your money to a category, this way you will know how you use your money and possibly a better one financial management with him.
Fortunately, You Need a Budget (YNAB) has an interface very simple and clean, which won't give you any trouble getting used to. Its basic rules are:
- Rule one: give a every dollar a job.
- Rule two: accept your real expenses.
- Rule three: rolls with fists.
- Rule four: age your money.
The purpose of this application is that you can know how much you can spend each month and in the future, for this, you have to keep detailed control of your expenses.
You can link it to your bank accounts (only if you live in the US) or integrate it with another application that you can do in your country. In this way you save a lot of work at the end of the month and manage your money properly.
Accounting register
Accounting registry, an app to check all your cats in an orderly manner
Want to keep track all your cats in an orderly manner is it really effective? Accounting Registry is the ideal application for this purpose, as it helps you hold track of all your expenses, whether in cash, bank accounts, credit cards and more.
Plus, it gives you a weekly or monthly balance the amount and how much you spent. It's a great one free alternative (although it has a premium version) which gives you a financial world on your mobile.
In case it seems little, you can create payment reminders, amount and date of movement, establish budget limits, add photos of your tickets or expenses and view all your records through graphs and statistics.
Money manager
Money Manager, an application to record your income activities
It is an application very simple, although not limited to that, as it is only designed for record income and expenses, but it does it very well. Choose between various categories of expenses and income to help you identify them at all times.
Calculate the difference / balance, view your record through graphs, export your budget to Excel, change an amount and a move date, it's free and has no ads. It's wonderful, isn't it?
Expense control
Expense control: personal monitoring tool
As the name suggests, our latest app on this list is designed to hold expense track. Record yours income and expenses, creates bank accounts in different institutions and classify your expenses according to the format of your currency.
Also, put a daily, weekly or monthly limit on your expenses so that you don't exceed yourself and you can save some money. And as if that weren't enough, you can use the templates for frequent spending and it allows you to export your budget to Excel, it's totally free and has no ads.
Now that you know all of these alternatives that will help you stay in control of your spending, it's time to take your finances in hand and start using money properly.
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